If you own a business, property, or significant assets, inheritance tax and exit planning affect how much you keep when you sell or pass it on. VABK explains the options.
Read MoreThe Construction Accountant Who Knows CIS, VAT, and ISO — Not Just Spreadsheets.
Tailored accounting and consultancy services designed to save you time, reduce stress, and ensure compliance with industry standards.
About Us
VABK Ltd — The Accounting Practice Built Specifically for Construction and Small Business.
VABK Ltd has worked with over 200 businesses across the UK over the past decade. The majority are in construction — CIS contractors, groundworks companies, drylining subcontractors, electricians, and plumbers who needed an accountant that understands their world, not just their receipts.
We specialise in the areas that catch construction businesses out: CIS compliance, VAT domestic reverse charge, gross payment status applications, and ISO 9001 certification preparation. These are not add-ons — they are the core of what we do. We have built every process in our practice around the specific compliance requirements of the construction sector.
For complex cases — inheritance tax, business exits, HMRC investigations, R&D tax credits — we work with specialist tax consultants who provide qualified, written advice. You receive one point of contact and one invoice. The expertise of a large firm, without the overheads.
Our team is multilingual — English, Russian, Albanian and Romanian. For Romanian-speaking business owners navigating HMRC and Companies House, this removes a real barrier. You explain your situation in your own language. We make sure nothing is lost.
VABK Ltd has worked with over 200 businesses across the UK over the past decade. The majority are in construction — CIS contractors, groundworks companies, drylining subcontractors, electricians, and plumbers who needed an accountant that understands their world, not just their receipts.
We specialise in the areas that catch construction businesses out: CIS compliance, VAT domestic reverse charge, gross payment status applications, and ISO 9001 certification preparation. These are not add-ons — they are the core of what we do. We have built every process in our practice around the specific compliance requirements of the construction sector.
For complex cases — inheritance tax, business exits, HMRC investigations, R&D tax credits — we work with specialist tax consultants who provide qualified, written advice. You receive one point of contact and one invoice. The expertise of a large firm, without the overheads.
Our team is multilingual — English, Russian, Albanian and Romanian. For Romanian-speaking business owners navigating HMRC and Companies House, this removes a real barrier. You explain your situation in your own language. We make sure nothing is lost.
Stats
1
200+ clients — primarily construction businesses
2
10+ years — in UK accounting and financial management
3
CIS specialists — monthly returns, GPS applications, compliance reviews
4
ISO 9001 certification preparation for contractors tendering for larger contracts
5
ISO 27001 certification preparation for contractors tendering for larger contracts
MISSION STATEMENT
We empower construction professionals and self-employed workers to take control of their finances, simplify compliance, and save thousands.
By delivering tailored solutions, leveraging technology, and providing proactive guidance, we enable our clients to focus on building successful businesses, while enjoying peace of mind over their finances.
By delivering tailored solutions, leveraging technology, and providing proactive guidance, we enable our clients to focus on building successful businesses, while enjoying peace of mind over their finances.
VISION
To be the trusted accounting partner for construction professionals across the UK — the practice they call when HMRC writes, when they want to sell the business, when they need ISO certification to win the next contract, and when they need someone who simply knows their numbers.
WHAT MAKES VABK DIFFERENT
Five things that separate VABK from a general accountant.
1. Construction specialism — built in, not bolted on
CIS, domestic reverse charge VAT, gross payment status, contracting cash flow — we understand these at a process level. Most generalist accountants encounter them occasionally. We handle them every week for over 200 construction clients. The difference shows.
2. Complex tax access at small practice rates
VABK works in partnership with specialist tax consultants to support complex advisory work. This means IHT planning, business exit structuring, HMRC investigation support, and R&D credits are available through VABK — not via a referral to a firm you've never met. Same trusted contact. Specialist knowledge behind it.
3. Multilingual-speaking team
For Romanian, Russian & Albanian speaking business owners in the UK, working in your first language with someone who understands your background matters. Our team is bilingual. HMRC correspondence, Companies House filings, tax advice — explained clearly, in Romanian or English, without anything getting lost.
4. Proactive, not reactive
We contact you when something needs your attention — not when it's already overdue. Director pay reviews happen annually, not when you ask. MTD deadlines are managed before they arrive. CIS compliance is monitored month by month. You should never receive an HMRC penalty letter that we didn't already know about.
5. One point of contact
Maria manages every client relationship. You speak to the same person who understands your history, knows your structure, and filed your last return. You are not a ticket number.
1. Construction specialism — built in, not bolted on
CIS, domestic reverse charge VAT, gross payment status, contracting cash flow — we understand these at a process level. Most generalist accountants encounter them occasionally. We handle them every week for over 200 construction clients. The difference shows.
2. Complex tax access at small practice rates
VABK works in partnership with specialist tax consultants to support complex advisory work. This means IHT planning, business exit structuring, HMRC investigation support, and R&D credits are available through VABK — not via a referral to a firm you've never met. Same trusted contact. Specialist knowledge behind it.
3. Multilingual-speaking team
For Romanian, Russian & Albanian speaking business owners in the UK, working in your first language with someone who understands your background matters. Our team is bilingual. HMRC correspondence, Companies House filings, tax advice — explained clearly, in Romanian or English, without anything getting lost.
4. Proactive, not reactive
We contact you when something needs your attention — not when it's already overdue. Director pay reviews happen annually, not when you ask. MTD deadlines are managed before they arrive. CIS compliance is monitored month by month. You should never receive an HMRC penalty letter that we didn't already know about.
5. One point of contact
Maria manages every client relationship. You speak to the same person who understands your history, knows your structure, and filed your last return. You are not a ticket number.
Meet The Team
Maria Tocaciu
Financial and ISO Compliance ConsultantMaria Tocaciu founded VABK Ltd with one focus: to give construction businesses and small companies access to the kind of accounting practice that was previously only available to larger firms — specialist knowledge, proactive advice, and a team that speaks your language. With over a decade of experience in UK accounting and financial management, Maria has built a practice around the specific needs of the construction sector. Her knowledge of CIS, VAT domestic reverse charge, ISO compliance, and complex tax advisory is practical — built from managing these cases for real clients, not from reading about them. She holds professional relationships with specialist tax consultants, enabling VABK to take on complex cases — HMRC investigations, business exits, inheritance tax planning — that a practice of this size would normally refer out. Every client relationship at VABK is managed personally by Maria. That's a choice, not a limitation.
Georgiana Tivrea
Office ManagerGeorgiana is a valuable addition to the VABK team, bringing with her a wealth of experience in administration and bookkeeping. With a strong background in these fields, she is well-equipped to handle the demands of her role at VABK as well as being a loving mother to her 3-year-old daughter.
Dorina Alla
Admin & Bookkeeping AssistantDorina supports VABK with a strong focus on accuracy, organisation, and client care. Currently studying Information Technology and Innovation, she brings a fresh perspective by combining administrative and bookkeeping skills with a passion for technology. Dedicated and detail-oriented, Dorina ensures tasks are completed efficiently while continuously expanding her knowledge.
Natalia Skulkova
Junior BookkeeperNatalia supports VABK as a Junior Bookkeeper, bringing precision, reliability, and a genuine care for clients. With over 20 years of experience living in the UK and a background in Accountancy and Finance, she combines technical knowledge with a practical understanding of UK businesses. Her methodical approach and dedication to accuracy ensure that every detail is managed with consistency and clarity. Outside of work, Natalia finds joy and balance in spending time with her two beloved cats, reflecting her calm, patient nature in everything she does.
Maria Tocaciu
Financial and ISO Compliance Consultant
Georgiana Tivrea
Office Manager
Dorina Alla
Admin & Bookkeeping Assistant
Natalia Skulkova
Junior Bookkeeper
Contact
+44-07721 407 907- +44-020 3488 7980
- maria@vabk.co.uk
- Mon-Fri - 09:00-17:00
If you are in construction and your accountant has never mentioned domestic reverse charge, gross payment status, or ISO 9001 — you need a different accountant.
Testimonials
Blog
Making Tax Digital for Income Tax Self Assessment starts April 2026 for sole traders and landlords earning over £50,000. Here is what changes and how to prepare.
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Who needs to file a self assessment tax return, what's included, key deadlines, and how to avoid the most common mistakes. VABK explains it plainly.
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ISO 9001 certification is increasingly required by main contractors and public sector clients. Here is what it involves, how long it takes, and how VABK prepares you.
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The domestic reverse charge for construction changed VAT for contractors and subcontractors in 2021. Here is exactly how it works, when it applies, and what to do.
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What is the Construction Industry Scheme? How CIS deductions work, gross payment status, monthly returns, and what happens if you get it wrong. VABK explains.
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Ever wondered why the UK tax year starts on April 6? The answer goes back to medieval finance, lost calendar days, and a government eager to protect its tax revenue. Discover this fascinating historical quirk and why it still affects your taxes today!
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Mistakes to Avoid and Solutions for Success" In this candid and heartfelt account, Frank shares his journey through the highs and lows of running a residential renovations company. From underbidding contracts to neglecting insurance and ignoring cash flow management, he recounts the critical mistakes that nearly brought his business to collapse. But with every misstep came a valuable lesson.
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This blog post demystifies the complexities of Reverse Charge VAT, offering practical solutions for businesses, particularly in the construction sector. It highlights the importance of correct application, from identifying end users and including required invoice details to understanding the distinct rules of CIS and DRC. By addressing frequent mistakes and providing actionable steps, this guide equips readers with the knowledge needed to comply confidently and efficiently with VAT regulations.
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This blog post unpacks the process of applying for CIS Gross Payment Status and explains how subcontractors in the construction industry can benefit from receiving full payments without tax deductions. It outlines the criteria for eligibility, provides insights into maintaining compliance to avoid revocation, and highlights steps to appeal rejected applications.
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Discover insights and explanations that empower you to understand and navigate business complexities with confidence. From task delays and emotional patterns to financial systems and compliance, our resources provide clarity and perspective for growth and productivity.
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Discover everything you need to know about Making Tax Digital (MTD) for Income Tax. Our comprehensive guide covers eligibility, submission options, penalties, recommended software, and expert advice to simplify tax compliance for self-employed individuals and landlords.
Read MoreDownload Files
For inquiries or support, feel free to call us! Our team is here to assist you with any questions or services you may need.
Downloads
Beyond Compliance: Building Confidence.
Everything You Need to Know About Making Tax Digital (MTD) for Income Tax
Discover everything you need to know about Making Tax Digital (MTD) for Income Tax. Our comprehensive guide covers eligibility, submission options, penalties, recommended software, and expert advice to simplify tax compliance for self-employed individuals and landlords.
Tot ce trebuie să știi despre Making Tax Digital (MTD) pentru impozitul pe venit
Descoperă tot ce trebuie să știi despre Making Tax Digital (MTD) pentru impozitul pe venit. Ghidul nostru cuprinzător acoperă eligibilitatea, opțiunile de depunere, sancțiunile, software-ul recomandat și sfaturi de la experți pentru simplificarea conformității fiscale pentru persoanele fizice autorizate și proprietarii de imobile.
Persoană fizică autorizată? Cum să începi și să te înregistrezi cu HMRC
Ești persoană fizică autorizată sau te gândești să începi propria afacere? Obține ghidul nostru complet, „Persoană fizică autorizată? Cum să începi și să te înregistrezi!” 📘 Acest ghid acoperă tot ce trebuie să știi despre înregistrare, completarea declarației fiscale de autoevaluare și respectarea cerințelor HMRC.
Are you self-employed or thinking of starting your own business?
Are you self-employed or thinking of starting your own business? Get your hands on our comprehensive guide, "Self-Employed? How to Get Started and Registered!" 📘 This guide covers everything you need to know about registering, filing your Self-Assessment tax return, and staying compliant with HMRC.
Self-Assessment Tax Return Guide & Checklist
Are you a sole trader, partner, or self-employed individual preparing for your tax return? Our comprehensive guide simplifies the process and ensures you stay compliant with HMRC regulations.
Ghid și listă de verificare pentru declarația de venit Self-Assessment
Sunteți un antreprenor individual (self-employed), partener sau persoană fizică autorizată care se pregătește pentru declarația de venit? Ghidul nostru complet simplifică procesul și vă ajută să rămâneți conform reglementărilor HMRC.